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Tell us what you need to protect.
Pick the cover below that matches your requirement. Each form takes about two minutes and goes straight to a KMRS consultant.
Short Term Insurance
Commercial Lines
Asset, business interruption, fleet and liability cover engineered around how your operation actually runs.
Personal Lines
Home, household contents, motor and all-risk cover for individuals and families.
Public Liability
Protection against third party injury and property damage claims arising from your operations.
Professional Indemnity
Cover for professional advice, design and service failures that lead to client loss.
Taxi Insurance
Purpose-built cover for minibus taxi owners, associations and fleet operators.
Legal and Tax Cover
Legal expense and tax dispute cover for businesses and individuals.
Low Cost Housing Insurance
S.H.I.C cover protecting subsidy and low cost homeowners against fire, theft and structural damage.
Long Term Insurance
Group Funeral Schemes
Dignified group funeral cover for employers, stokvels, associations and burial societies.
Personal Funeral Benefit
Individual and family funeral cover with fast, uncomplicated pay-outs.
Life Cover / Bond Cover
Life, disability and bond protection so your family keeps the home and the plan.
Retirement Planning
Retirement annuities, preservation and post-retirement income planning.
Education Policies
Savings and protection plans that keep a child's education funded, whatever happens.
Buy and Sell Agreements
Funding arrangements so surviving shareholders can buy out a departing partner's stake.
Key Man Cover
Protects the business against the financial impact of losing a critical individual.
Credit Life Insurance
Settles outstanding credit obligations on death, disability or retrenchment.
Group Life Cover
Employee benefit schemes covering death, disability and income protection.
Specialist Risk
Performance Guarantee
Construction and contract guarantees that unlock tenders and keep projects moving.
TV & Film Production
Production packages covering cast, equipment, sets, props and third party liability.
Film Completion Bonds
Guarantees to financiers that a production will be delivered on budget and on schedule.
Reinsurance Services
Treaty and facultative reinsurance structuring for insurers, cells and UMAs.
Wholesale Reinsurance Broking
Placement of large and complex risks into local and international reinsurance markets.